Financing Options

FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just score.

FTL Finance specializes in lease financing of HVAC equipment for residential properties since 1996. By working with contractors across the country we have built a rapid response financing system customized to your needs.


United Federal Credit Union offers Home Equity Lines of Credit


If you need money for a new HVAC System, a home equity line of credit (HELOC) from United could be the answer. Using the equity in your home, you can get the credit you need to make the improvements you want. With a United HELOC you can:

  • Borrow as much or as little as you need, up to your established credit limit, whenever you need it

  • Access funds through Online Banking, Mobile Banking, Telephone Banking, any United branch, or by using your HELOC Visa® card